Creditum accounts work just like your bank account, but with several additional features and advantages. Just like your bank, you can have IBAN accounts, make transfers, draw cash, and have a debit card so you can make purchases wherever major cards are accepted.
Unlike your bank, you can do much more as well.
Firstly, you can have several different currencies, all linked to the same account.
You can instantly and seamlessly transfer funds between currencies.
You can even hold crypto currencies, Creditum treats crypto currencies just like fiat.
You can have a credit card linked to the account, even with a poor credit rating.
You can get a no-checks-required loan secured on your crypto assets.
All this can be controlled on-line or be at your fingertips with our App.
Creditum is borderless, so you can have a Creditum account wherever you are in the world, with some exceptions due to local regulation. (We can’t offer our accounts to United States Citizens or Residents at the moment, for instance).
We do require a normal KYC procedure, but as soon as you sign up and provide the required proof of I.D. and residence, we’ll send you your account details immediately. Get the App and you’re up and running!