Creditum makes it possible for you to pay with fiat currencies at merchants worldwide, and if you need to dip into one of your crypto accounts, Creditum will instantly convert it to fiat for a payment. It couldn’t make owning and using cryptocurrencies any easier.
Creditum offers you traditional finance and DeFi together in a product that allows you to hold fiat and cryptocurrencies in one single account via a smart, user-friendly mobile app. By using the Creditum app, users no longer need a private wallet, or a separate cryptocurrency decentralized exchange account. Creditum enables you to hold all your currencies in one place and use them for lending and borrowing, alongside card payments. It also offers the best interest rates in real time, and gives access to decentralised trading, lending and interest generating tools, as well as other DeFi platforms.